Boat Loans Australia Weekly News: Boating and Marine Wrap
Each week, Boat Loans Australia Weekly News brings a clear, trustworthy wrap of Australian boating and marine stories. Expect concise coverage of industry developments, safety updates, regulations, technology, events and coastal conditions, plus context on why they matter. Designed for busy listeners, it’s a neutral, approachable recap that cuts the noise and keeps you current in minutes, week after week.
This Week:
RBA holds the cash rate steady as Octobers new monthly CPI edges higher, keeping marine finance pricing stable for now. GDP shows modest growth with tight household budgets, so lenders maintain firm checks; borrowers should prepare documents and compare secured vs unsecured options. The instant asset write‑off extension to June benefits small marine businesses planning eligible purchases. Summer demand is steady; get finances sorted early, compare boat loan rates, and factor in running costs. Visit boat-loans.com.au for tools and options.
EPISODE 948 | Boat Loans Australia Weekly News: Boating and Marine Wrap | Thu, 4th Dec 2025
10 Dec 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Boat Loans Australia Weekly News: Boating and Marine Wrap, Im Paige Estritori, and its Thursday, 4 December 2025.
First up, the Reserve Bank of Australia, or RBA, left the cash rate on hold this week at about three point six per cent. Octobers new monthly Consumer Price Index, the CPI, edged higher to around three point eight per cent, so the Bank kept a cautious tone. For boat loans Australia wide, that means repayments wont change for now, and lenders are likely to keep pricing steady in the short term. If youre comparing marine finance, check your pre‑approval expiry, use a boat loan calculator to stress‑test payments, and look for flexible repayment terms and transparent fees.
Next up, the national accounts landed. Australias gross domestic product, or GDP, grew modestly in the September quarter, with annual growth a touch above two per cent. Its steady, but per‑capita growth is still soft, so many households are watching budgets. For borrowers, expect serviceability checks to stay tight. Having clear income documents ready can speed a quick and easy online application, and choosing between secured and unsecured boat loans can help match your rate and term to your plans.
Meanwhile, a win for small businesses was confirmed late last week: the instant asset write‑off has been extended through to the end of June next year. Eligible small businesses can immediately deduct purchases under the cap, which could include marine gear or smaller work boats used mainly for business. If you run a charter, coaching, or marina services outfit, talk to your adviser about timing purchases. Pairing the tax setting with flexible marine finance can smooth cash flow while you get on with summer trading.
And with peak season underway, dealers are reporting steady enquiry as families plan summer on the water. Stock levels are better than last year in many segments, but popular trailer‑boats and personal watercraft can still sell fast. If youre eyeing a new or used boat, get your budget sorted early, compare boat loan rates, and factor in total running costs so there are no surprises once youre afloat.
Thats the wrap. For calculators, options on new and used boats, and a transparent fee structure, visit boat-loans.com.au. Im Paige Estritori—thanks for listening, and enjoy the water this week.
⚠ The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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