Boat Loans Australia Weekly News: Boating and Marine Wrap
Each week, Boat Loans Australia Weekly News brings a clear, trustworthy wrap of Australian boating and marine stories. Expect concise coverage of industry developments, safety updates, regulations, technology, events and coastal conditions, plus context on why they matter. Designed for busy listeners, it’s a neutral, approachable recap that cuts the noise and keeps you current in minutes, week after week.
This Week:
This week: APRAs debt‑to‑income cap on mortgages starts 1 February and may influence lenders risk appetite for equity‑funded boat purchases. The Boating Industry Association reports steady turnover at about $10.2b and strong participation, pointing to decent new and used stock for summer buyers. AMSA is on watch over the holidays and urges lifejacket use and beacons as more boaters hit the water. The ACCC warns of festive‑season shopping and marketplace scams, so verify sellers when buying boats or gear online. Visit boat‑loans.com.au for friendly, flexible marine finance.
EPISODE 1030 | Boat Loans Australia Weekly News: Boating and Marine Wrap | Thu, 25th Dec 2025
30 Dec 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Boat Loans Australia Weekly News: Boating and Marine Wrap, Im Paige Estritori, and its Thursday, 25 December 2025.
First up, Australias banking regulator, APRA — thats the Australian Prudential Regulation Authority — will activate a cap on high debt‑to‑income home loans from 1 February. It limits new mortgages where total debt is six times income or more to about one‑fifth of lending. It doesnt directly change boat loans, but lenders risk settings and processing priorities can flow through, especially if youre drawing equity to fund a purchase. If youre planning finance, get your paperwork organised early to keep choices open and compare flexible terms.
Next, the Boating Industry Associations latest report shows the sector held steady at about $10.2 billion in turnover for 2024–25, with close to a million registered vessels and strong participation. That signals decent stock and healthy resale activity into summer. For buyers, that can mean more options across new and used boats — so match the vessel to your budget using a repayment calculator and consider repayment flexibility.
Meanwhile, AMSA — the Australian Maritime Safety Authority — says its response centre is on watch 24/7 over the holidays. Lifejackets are a must, especially for kids, and an EPIRB or personal locator beacon is strongly recommended. If youve just taken delivery of a boat, run a quick safety check before launch; its simple and can help protect both people and the investment youre financing.
And with Boxing Day sales in full swing, the ACCCs National Anti‑Scam Centre is warning about fake retail and marketplace listings. If youre shopping for a boat or gear online, verify the seller, be wary of pressure to pay by instant transfer, and keep records. Taking a moment to check can help you avoid costly detours and keep your finance plan on track.
Thats the wrap. For clear information on marine finance — with competitive options, flexible terms, and a quick online application — visit boat‑loans.com.au. Im Paige Estritori; enjoy the water and Ill catch you next week.
⚠ The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Certificate of Deposit (CD): A savings certificate with a fixed maturity date and specified interest rate, typically higher than a standard savings account.
