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Boat Loans Tailored For Australian Boaters

Looking for a great deal on a boat loan? You're in the right place. Compare boat loan rates and options from our Australia-wide broker referral network of specialist marine finance brokers and lenders. Fast, free and easy to get started.

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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Free Assessment

To get started, simply submit our quick and easy Boat Loans quote request form. Submitting an enquiry through our service is free and without obligation. We do not conduct credit checks as part of this initial eligibility assessment, but if you proceed with a broker or lender they may perform their own checks and fees and charges may apply to any loan you choose.


Competitive Rates

At Boat Loans Australia we help you compare boat financing options by connecting you with a participating boat finance broker from our national referral panel who can discuss loan options with you. We do not provide personal advice or recommendations.


No Credit Check

Many online boat finance and loan providers automatically run a credit check on all their applicants. These credit checks are generally recorded on your credit file as a ‘new loan enquiry’ and, even just a few such enquiries over the course of a couple of months, can adversely affect your credit options. At Boat Loans Australia we do not conduct credit checks as part of our initial enquiry and eligibility assessment; if you proceed with a broker or lender we refer you to, they may carry out their own credit checks as part of a formal application.


Multiple Lenders

To gain access to comparative Boat Loan rates, options and advice from one of our Boat Loans brokers or lenders, all you need do is complete our simple Boat Loans Australia Boat Loan quote request form.


Boat Sales

Boat sales websites and boat sales yards may be the best place to buy a boat, but specialist boat loan brokers can help you explore suitable boat loan options. When you submit our online boat loan eligibility assessment, we can put you in direct contact with specialist brokers from our national panel who can explain and compare finance options for your circumstances.


New & Used

Boat Loans Australia can help you with finance for used boats as well as new boats. If you are actively looking at boats for sale, why not check out your borrowing capacity first? Simply submit our boat sales loan eligibility assessment to get an indication of how much you may be able to borrow, based on our initial eligibility assessment, without us conducting a credit check.



Boat Loans Articles

Anchor Your Finances: Tips for Responsible Boat Financing
Anchor Your Finances: Tips for Responsible Boat Financing
Welcome to the world of boat ownership! Whether you're dreaming of sailing the serene waters of Port Phillip Bay or exploring the vast Australian coastline, owning a boat is a thrilling adventure. However, like any significant investment, it's crucial to understand the financial responsibilities involved. - read more
Tips for Australians Seeking Boat Financing Despite a Low Credit Score
Tips for Australians Seeking Boat Financing Despite a Low Credit Score
For many Australians, owning a boat is a dream come true. However, if you have a low credit score, obtaining financing for your dream boat can be a daunting task. A low credit score can make it challenging to secure traditional boat loans from banks or lenders. - read more
How to Improve Your Credit Score for Boat Loan Approval
How to Improve Your Credit Score for Boat Loan Approval
If you're dreaming of cruising the Australian waters on your own boat, you're not alone. Owning a boat is a cherished goal for many Aussies, whether it's for fishing trips, sailing adventures, or simply enjoying the coastal lifestyle. Financing this dream often involves securing a boat loan, which requires some preparation, particularly regarding your credit score. - read more
The Boater’s Financial Pre-Loan Checklist: Ensuring Smooth Sailing
The Boater’s Financial Pre-Loan Checklist: Ensuring Smooth Sailing
Are you dreaming of setting sail on your very own boat? While the freedom and adventure of boating are incredibly enticing, it's essential to ensure you're financially prepared before taking out a boat loan. - read more
What Australian Boat Buyers Need to Know About Financing Rates
What Australian Boat Buyers Need to Know About Financing Rates
When considering purchasing a boat, one of the most critical factors to take into account is the financing rate. Understanding how interest rates work can make a significant difference in the total cost of the boat over the lifespan of the loan. Knowing the ins and outs of boat loan interest rates can save you from unexpected expenses and financial stress down the line. - read more
Building a Solid Financial Foundation for Your Next Boat Purchase
Building a Solid Financial Foundation for Your Next Boat Purchase
When it comes to purchasing a boat, meticulous financial planning is essential. A boat is a significant financial commitment, often rivalling that of a home mortgage. Just as you wouldn't jump into buying a house without careful preparation, the same caution should be applied to a boat purchase. - read more

Finance News

Austal's $100 Million Boost for U.S. Shipyard Expansion
Austal's $100 Million Boost for U.S. Shipyard Expansion
26 Feb 2026: Paige Estritori
Austal Limited, a prominent Australian shipbuilder, has secured a substantial $100 million loan from Export Finance Australia (EFA) to bolster its shipbuilding operations in Mobile, Alabama. This strategic investment aims to enhance the construction of vessels for the U.S. Navy and Coast Guard, reinforcing Austal's position in the global maritime industry. - read more
BIA and AFTA Collaborate to Boost Australia's Boating and Fishing Sectors
BIA and AFTA Collaborate to Boost Australia's Boating and Fishing Sectors
26 Feb 2026: Paige Estritori
In a significant move for Australia's outdoor recreation sector, the Boating Industry Association (BIA) and the Australian Fishing Trade Association (AFTA) have formalized an agreement to collaborate more closely. This partnership is designed to benefit their combined membership base and bolster support for boat-based fishing across the nation. - read more
Marinex Underwriting Sets Sail in Australian Marine Insurance Market
Marinex Underwriting Sets Sail in Australian Marine Insurance Market
26 Feb 2026: Paige Estritori
The Australian marine insurance landscape has welcomed a new entrant with the launch of Marinex Underwriting. This agency, backed by global specialty insurance distributor Amwins, is the third venture incubated by the Rhodian Group, a company dedicated to developing specialized underwriting agencies in Australia. - read more
Austal Limited Expands Patrol Boat Fleet with New $135 Million Contract
Austal Limited Expands Patrol Boat Fleet with New $135 Million Contract
18 Feb 2026: Paige Estritori
Austal Limited, a prominent Australian shipbuilder, has secured a contract extension worth over $135 million to construct two additional Evolved Cape-class Patrol Boats for the Australian Border Force. This development increases the total number of these vessels to 14, underscoring Austal's pivotal role in bolstering Australia's maritime surveillance capabilities. - read more
MitchCap and BIA Collaborate to Boost Financial Literacy in Marine Industry
MitchCap and BIA Collaborate to Boost Financial Literacy in Marine Industry
02 Feb 2026: Paige Estritori
The Boating Industry Association (BIA) and MitchCap have announced a strategic partnership to launch a three-year Industry Financial Skills and Awareness Program aimed at enhancing financial literacy within Australia's marine sector. This initiative is set to provide BIA members nationwide with valuable knowledge, data analytics, and commercial resources to bolster their financial acumen. - read more
BIA and AFTA Forge Partnership to Strengthen Boating and Fishing Sectors
BIA and AFTA Forge Partnership to Strengthen Boating and Fishing Sectors
02 Feb 2026: Paige Estritori
In a significant move for Australia's outdoor recreation sector, the Boating Industry Association (BIA) and the Australian Fishing Trade Association (AFTA) have formalized an agreement to collaborate more closely. This partnership is designed to benefit their combined membership base and bolster support for boat-based fishing across the nation. - read more

Start Here

START HERE.

Loan Amount:

Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Quotes are offered free & without obligation. We respect your privacy.

Knowledgebase
Debt-to-Equity Ratio:
A measure of a company’s financial leverage, calculated by dividing its total liabilities by stockholders’ equity.


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